Nonstandard Auto Insurance

FHC Insurance Agency: Nonstandard Auto Insurance in Bonita Springs FL & For All of Lee CountyCollier County, and Hendry County, Florida

Have you been cited for not having nonstandard auto insurance, requiring a Florida SR22? Have you experienced coverage lapses? Maybe you’ve been stopped for a large number of traffic tickets or been cited for major violations? 

 If any of these describes you, don’t despair. At FHC Insurance, Southwest Florida, we can find auto coverage to suit your unique circumstances. 

Auto Insurance for the Less Than Perfect Florida Driver

Many people have driving records that are less than perfect. High-risk auto insurance, more commonly referred to as “Non-Standard” insurance, refers to a car insurance policy that is given to a driver who is labeled high-risk. Typically, drivers who are considered high-risk pay higher insurance premiums. 

 At FHC Insurance Services, we know that accidents happen. That’s why we offer coverage for higher-risk, non-standard drivers, too. This group of drivers includes: 

  • New and younger drivers 
  • Drivers with SR22s 
  • Drivers whose record behind the wheel indicates a lack of experience or maturity 
  • Drivers with numerous accidents and/or tickets 

FHC Nonstandard Auto InsuranceSR-22 Auto Insurance

An SR-22 is not actually insurance, but rather a certification that an insurer files to vouch for a risky driver. It’s a way to verify insurance with the minimum liability coverage limits for drivers who have been ordered to obtain this by a judge. There is typically a reasonable fee charged for filing and rates may be a bit higher and/or you may be required to pay your policy in full. 

Also, keep in mind that an SR-22 filing in Florida is for a period of time, typically no more than 3 years and can be removed after the specified time. 

Every state has its own requirements for SR-22 filing but common reasons include: 

  • DUI or DWI 
  • Too many points or tickets on your record 
  • At fault accidents, while driving with no insurance 
  • To get reinstated if your license is suspended or revoked 

 For a FREE Quote on Nonstandard Auto Insurance in Bonita Springs, Florida, Contact FHC Insurance Agency

At FHC Insurance  Services, we are experts at finding the best, most affordable auto insurance possible for non-standard drivers. Our agency specializes in nonstandard or high-risk auto insurance in Florida. Whether you have had bad credit, too many tickets or accidents, no continuous coverage for a while, or your age limits you from getting good rates in the standard market, we can help.  

We believe that our professional responsibilities are not to a corporation, but to our clients. We don’t work for the insurance industry. We work for you! If you’re ready to start a new friendship with an auto insurance agency that cares, call FHC Insurance Agency today at 239-301-4434. Or for a free online nonstandard auto insurance quote, simply fill out the form on our Quote Page.  

Call FHC Insurance today to see how much we can save you on nonstandard auto insurance.